A plain-English guide to today’s housing affordability debate—mortgage ideas, MBS policy, portable rates, investor activity, and building supply—plus links to deep dives.

Can We Fix Affordability Without Breaking the Market? A Plain-English Guide to the Latest Housing Ideas

Can We Fix Affordability Without Breaking the Market? A Plain-English Guide to the Latest Housing Ideas Housing affordability has turned into a nonstop debate—and I get why. Depending on
Are builders sitting on vacant lots? Would building smaller homes help home prices?

Vacant Lots, Smaller Homes, and the Housing Shortage Question: What’s Really Going On?

Vacant Lots, Smaller Homes, and the Housing Shortage Question: What’s Really Going On? This idea is the latest one that has been thrown around. The idea is simple…to increases

Should You Tap Your 401(k) to Buy a Home? The Home Savings Act Explained (Without the Jargon)

Should You Tap Your 401(k) to Buy a Home? The Home Savings Act Explained. The Home Savings Act was introduced by Congressman John McGuire which will allow people to
Were Wall Street Investors Really Buying Up Duval County Homes? My Cash Investor Data (2020–2025)

Were Wall Street Investors Really Buying Up Duval County Homes? My Cash Investor Data (2020–2025)

Were Wall Street Investors Really Buying Up Duval County Homes? My Cash Investor Data (2020–2025) I’m sure you have heard Trump signs order to limit Wall Street investors in
Could a $200B MBS Buying Plan Spark Another 2020-2022 Housing Frenzy in Northeast Florida?

Lower interest rate: Could a $200B MBS Buying Plan Spark Another 2020-2022 Housing Frenzy in Northeast Florida?

“Not Again”: Could a $200B MBS Buying Plan Spark Another 2020-2022 Housing Frenzy in Northeast Florida? This one made me cringe big time, because lower mortgage interest rates was
Portable mortgages bringing your 3% rate with you to the next house.

Portable Mortgages in the U.S.: Would Taking Your 3% Rate With You Help… or Hurt Housing Affordability?

Portable Mortgages in the U.S.: Would Taking Your 3% Rate With You Help… or Hurt Housing Affordability? I’m sure you’ve heard about this idea of being able to take
“Illustration comparing 30-year vs 50-year mortgage with different stacks of coins and a house in the middle

50-Year Mortgage vs 30-Year: I Ran the Numbers So You Don’t Have To

50-Year Mortgage vs 30-Year: I Ran the Numbers So You Don’t Have To I’m sure you’ve heard about the 50 year proposed mortgage option on the table. It has
Area comparison-Jacksonville, Clay and St Johns County Florida

Jacksonville vs. Clay County vs. St. Johns County: Which Fits Your Move?

Jacksonville vs. Clay County vs. St. Johns County: Which Fits Your Move? Thinking about moving to Northeast Florida but not sure whether Jacksonville, Clay County, or St. Johns County
How Much Money

The True Cost of a Monthly Mortgage Payment in Jacksonville

The True Cost of a Monthly Mortgage Payment in Jacksonville Most first-time home buyers in Jacksonville and Northeast Florida start house hunting before they know what they can really
Do you need 20% down?

Do You Really Need 20% Down to Buy a Home in Jacksonville?

Do You Really Need 20% Down to Buy a Home in Jacksonville? One of the biggest myths I hear from first-time home buyers in Jacksonville and Northeast Florida is
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