Jacksonville Real Estate Market Update April 2026: Prices Stable as Buyers Gain More Opportunity
This report is on single family homes in Jacksonville Florida
The Jacksonville housing market in April 2026 continued to show signs of a shifting but still competitive market for single family homes. The median sales price came in at $325,000, which was essentially flat compared to April 2025 at $325,150. Inventory levels decreased from 4.02 months last year to 3.38 months this year, keeping Jacksonville technically in a seller’s market. There were 3,045 active listings and 900 sold listings during the month. Homes averaged 67 cumulative days on the market compared to 62 days last year, showing that buyers are taking more time before making decisions. Sellers also accepted slightly below asking price on average, with homes selling at 94.8% of the original list price. While the numbers still favor sellers overall, buyers are seeing more opportunities and less urgency than the fast paced market experienced in 2020 through 2022.
The latest mortgage rates can be found at Mortgage Daily News. So when you see them they are in real time and do not reflect the April 2026 timeline. Just to give you a rough idea on payment, if the median sales price is $325,000, with 10% down and a rate of 6.65%, you are looking at a payment around $1,877.75 per month. This payment is just principal and interest, without taxes and insurance. Conventional loan.
What This Means If You’re Buying Right Now
Buyers are still hesitant to buy due to the interest rates going up and perhaps wishing for a crash. Are you waiting for a crash? Is that why you’re waiting? No judgment here, as I understand you’re wanting to be smart and responsible with your purchase. Even though the numbers still show a seller’s market, there is more opportunities for buyers. If you want to know what you can actually get in today’s market, I can break that down for you, just message me:
What This Means If You’re Selling
Sellers you’re still seeing a seller’s market, but it still feels like things are dragging for you. That’s due to the market back in 2020-2022 seeing homes flying off the shelves usually the same day listed. This not the case anymore, but it is still a good market. Overpricing right now can cause your home to sit longer than expected. Chasing the market can hurt your bottom line. If you’re thinking about selling, I can show you exactly where your home would fall in today’s market. Click:
Median Sales Price: Looking at sold homes it means that half the homes that sold were more than 325,000 and the other half were less than 325,000.
Month’s Inventory: Based on the number of actives and homes that have sold it would take 3.38 months to sell the active homes, if no other homes came on the market. How to determine what type of market we are experiencing:
Buyers’ Market: More than 7 months of Inventory
Balanced Market: From 5-7 months of Inventory
Sellers’ Market: Less than 5 months of inventory
Average Days on the Market: This is the average based on the time the house came on the market until is went under contract.
Original List Price to Sales Price: This is the percentage of what the home sold for compared to what it was originally listed for. Not what it was listed for at the time it went under contract.
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I’m Pam Graham, a Northeast Florida real estate consultant, which includes Jacksonville, Clay & St John’s Counties. I break down the market in layman’s terms so you can make smart decisions—whether you’re buying, selling, or just keeping an eye on what’s happening.
Call/Text 904-910-3516
Email: pam@pamgraham.com
